Privacy Policy Financing
Information about the processing of personal data in the context of financing purchases made on iberojet.com by Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. as consolidator of the lender.
1. - DATA CONTROLLER
-
Company name: Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A., NIF:A-83.289.819.
-
Address: Calle O’Donnell 12, 28009 – Madrid.
- Data Protection Officer contact details: more information here.
2. - PURPOSES OF PROCESSING AND LEGAL BASIS
Presentation to the customer of the financing offer that best suits their request: Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A., as data controller, will process the personal data collected throughout the purchase process, together with those related to the financed trip, in order to offer financing for purchases made on iberojet.com. Consequently, the main purpose is the management of your financing request, as well as the study, evaluation, management and control of the requested operation.
For this purpose, once Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. has all the necessary data, they will be communicated to the entities responsible for providing the financing service so that they can assess creditworthiness to process the financing request, with whom the customer must formalize the corresponding agreement, accepting at that moment the privacy policy of the entity granting the financing, which you may consult when the platform discloses the identity of the lending entity. To assess creditworthiness, the collaborating financial entities (SeQura, FLOA, Wizink Bank s.a.u and Pepper) will consult the customer’s data in credit information systems as well as in the Central Credit Register of the Bank of Spain (CIRBE).
Therefore, completing all the requested data throughout the entire purchase and financing request process is mandatory if you wish to obtain a financing offer from any of the financing entities that, at any given time, have agreements with Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. for this purpose. The consequence of not providing data may result in the impossibility of making the requested financing offer available to you.
Management of the financing contracted by the customer: Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. will communicate the data provided throughout the purchase process, to manage on behalf of Iberojet and the entity that granted the financing, the necessary exchange of information for the execution of said operation.
Preparation of market analyses with anonymized data: Finally, after prior dissociation, Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. may use your personal data to prepare market analyses that make it possible to show trends in user behavior in order to anticipate strategic decisions.
3. - Data retention periods and criteria.
Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. will keep your personal data for the time strictly necessary for the intermediation in the granting of the requested financing and its subsequent management.
Once the financing contract has been concluded, Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. will keep your data blocked until the expiration of the limitation periods for possible legal actions. This implies that your data will only be accessed to make them available to Public Administrations, Courts and Tribunals, or the Public Prosecutor’s Office in response to legally made requests, as well as, where appropriate, for the exercise by Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. of the rights corresponding to it by virtue of its intervention as intermediary in the granted credit contract. After the aforementioned periods have elapsed, your personal data will be completely deleted.
4. - DATA RECIPIENTS
Your personal data will be communicated by Iberojet (EVELOP AIRLINES, S.L.U.) to Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A., for the management of the financing request made by you, and to the financial entities with which Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. maintains agreements from time to time for the granting of the requested financing. Learn which financial entities Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. collaborates with: SeQura, FLOA, Wizink Bank s.a.u. and Pepper.
This management will necessarily involve the transfer of your identification and contact data, as well as the data of the transaction carried out (type of trip, destination, aircraft, tour, cruise, start and end date, amount,… etc.) to the financial entity so that it can assess your creditworthiness and process your financing request, consulting for this purpose the customer’s data in credit information systems and in CIRBE and determining the viability of the operation.
Likewise, it is reported that the financial entities and other related technology service providers to whom the data are transmitted to carry out monetary transactions under this Contract may be obliged by the legislation of the State where they are located or by agreements concluded by it, to provide information on monetary transactions to the authorities or official bodies of other countries, located both inside and outside the European Union, within the framework of combating the financing of terrorism and serious forms of organized crime and the prevention of money laundering. In Spain, this legislation is represented by Law 10/2010, of April 28, on the Prevention of Money Laundering and the Financing of Terrorism and Royal Decree 304/2014 implementing it.
5. - Rights of data subjects.
- Any person has the right to obtain information about whether at Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. we are processing personal data concerning them, or not.
- Data subjects have the right to access their personal data, as well as to request the rectification of inaccurate data or, where appropriate, to request their deletion when, among other reasons, the data are no longer necessary for the purposes for which they were collected.
- In certain circumstances, data subjects may request the restriction of the processing of their data, in which case we will only keep them for the exercise or defense of claims.
- In certain circumstances and for reasons related to their particular situation, data subjects may object to the processing of their data. Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. will stop processing the data, except for compelling legitimate reasons, or the exercise or defense of possible claims.
- Where applicable, you may request the portability of your data.
Regarding your data used in the provision of the intermediation service for the financing of purchases made on iberojet.com , to exercise your rights, you must submit your request here.
You are informed that you may request additional information about our Personal Data Protection Policy from the Data Protection Officer (DPO) of Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A., through the email address detailed in the first section of this clause.
In any case, you may file a complaint with the Spanish Data Protection Agency, especially when you have not obtained satisfaction in the exercise of your rights. The address of the Agency is C/ Jorge Juan 6, 28001 and its website www.aepd.es.
6. - Source of data
The data processed come from Iberojet and have been collected throughout the purchase process carried out on the iberojet.com website, with Iberojet having obtained your consent to provide them to Sociedad Conjunta para la Emisión y Gestión de Medios de Pago, E.F.C., S.A. as financial intermediary for the granting of the financing requested by you.
Identification data: the data to be processed under this clause will be personal identification and contact data, as well as the specific data of the trip subject to financing.
Continuing with the financing process initiated by you implies acceptance of this privacy policy which I declare to have read.